diff --git a/CHANGELOG.md b/CHANGELOG.md
index b82e6a5..907d48d 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -6,6 +6,25 @@ T5/T6 script and each native plugin. Current versions are recorded in
 
 ## 2026-10-13
 
+### Simplified bank balance message
+
+| Component | Version | Affected source |
+| --- | --- | --- |
+| `tws_t5_bank.gsc` | `2.0.3` | `t5/scripts/tws_t5_bank.gsc` |
+| `tws_t6_bank.gsc` | `2.0.3` | `t6/scripts/tws_t6_bank.gsc` |
+
+- Both games now display `.b` as `Bank: {balance} points`, retaining the
+  existing colors and omitting the available amount. Update startup version
+  reporting and the existing balance-message fixtures. API data and point
+  accounting are unchanged.
+- Validation: all 42 portable bank script fixture groups passed with
+  `node tools/check_bank.mjs`, including exact balance text for both games.
+- Compatibility: no new dependency requirement; matching TWS plugins `1.2.0+`
+  remain required. Deployment: copy each updated bank script and restart the
+  map. No plugin update or full server-process restart is required for this
+  change. No deployment performed; GSC compilation and live T5/T6 display
+  verification remain required.
+
 ### Bank failure diagnostics — TWS #14
 
 | Component | Version | Affected source |
diff --git a/README.md b/README.md
index 6e7d64d..563f42f 100644
--- a/README.md
+++ b/README.md
@@ -269,7 +269,7 @@ startup. `bankVersion()` is a new linking requirement even when the bank is
 disabled by dvar. No EC/agent change or new third-party dependency is required;
 existing bank API, common/telemetry and endpoint-migration requirements still apply.
 Verify deployed DLL and GSC SHA-256 hashes against the built release artifacts,
-and confirm startup reports `script=2.0.2 plugin=1.2.0` before interpreting results.
+and confirm startup reports `script=2.0.3 plugin=1.2.0` before interpreting results.
 An old bank script checksum on Ascension was reported in issue #14; deploying
 only the DLL does not update GSC. No deployment was performed here.
 
diff --git a/t5/scripts/tws_t5_bank.gsc b/t5/scripts/tws_t5_bank.gsc
index 64b2984..aae1bab 100644
--- a/t5/scripts/tws_t5_bank.gsc
+++ b/t5/scripts/tws_t5_bank.gsc
@@ -15,7 +15,7 @@ init()
     credentials = "valid";
     if (level.bank_token.size < 40 || getSubStr(level.bank_token, 0, 8) != "ec_bank_")
         credentials = "invalid";
-    print("[tws_bank] startup script=2.0.2 plugin=" + bankVersion() +
+    print("[tws_bank] startup script=2.0.3 plugin=" + bankVersion() +
         " endpoint=" + level.bank_url + " server=" + bank_log_token(level.bank_server) +
         " credentials=" + credentials);
     // A private per-server cfg supplies this; never embed bank credentials.
@@ -179,7 +179,7 @@ bank_transfer(entry, args)
         if (!isDefined(reply) || reply["state"] != "balance")
             bank_say(entry, "^3Bank unavailable. Your points are unchanged.");
         else
-            bank_say(entry, "^3Bank: ^7" + reply["balance"] + " ^3points; available: ^7" + reply["amount"]);
+            bank_say(entry, "^3Bank: ^7" + reply["balance"] + " ^3points");
         return;
     }
     if (args.size != 2)
diff --git a/t6/scripts/tws_t6_bank.gsc b/t6/scripts/tws_t6_bank.gsc
index 96fbd77..7fb9813 100644
--- a/t6/scripts/tws_t6_bank.gsc
+++ b/t6/scripts/tws_t6_bank.gsc
@@ -19,7 +19,7 @@ init()
     credentials = "valid";
     if (level.bank_token.size < 40 || getSubStr(level.bank_token, 0, 8) != "ec_bank_")
         credentials = "invalid";
-    println("[tws_bank] startup script=2.0.2 plugin=" + bankVersion() +
+    println("[tws_bank] startup script=2.0.3 plugin=" + bankVersion() +
         " endpoint=" + level.bank_url + " server=" + bank_log_token(level.bank_server) +
         " credentials=" + credentials);
     // A private per-server cfg supplies this; never embed bank credentials.
@@ -184,7 +184,7 @@ bank_transfer(entry, args)
         if (!isDefined(reply) || reply["state"] != "balance")
             bank_say(entry, "^3Bank unavailable. Your points are unchanged.");
         else
-            bank_say(entry, "^3Bank: ^7" + reply["balance"] + " ^3points; available: ^7" + reply["amount"]);
+            bank_say(entry, "^3Bank: ^7" + reply["balance"] + " ^3points");
         return;
     }
     if (args.size != 2)
diff --git a/tools/check_bank.mjs b/tools/check_bank.mjs
index 5f2888a..ce2d758 100644
--- a/tools/check_bank.mjs
+++ b/tools/check_bank.mjs
@@ -188,7 +188,7 @@ for (const game of ['t5','t6']) {
     });
     test('startup reports versions, scope, credential validation and journal count safely', () => {
         const e = engine(game);
-        assert.match(e.logs.join('\n'), /script=2\.0\.2 plugin=1\.2\.0/);
+        assert.match(e.logs.join('\n'), /script=2\.0\.3 plugin=1\.2\.0/);
         assert(e.logs.some(line => line.includes(`endpoint=${publicEndpoint} server=server credentials=valid`)));
         assert(e.logs.some(line => line.includes('journal_load=success pending=0')));
         const invalid = engine(game, {dvars:{tws_bank_token:'secret-invalid-token'}});
@@ -304,11 +304,11 @@ for (const game of ['t5','t6']) {
         const e=engine(game); e.c.level.telemetry_match=undefined; e.run(['.d','all']); assert.equal(e.sent.length,0);
     });
     test('balance reads do not journal or alter points', () => {
-        const e=engine(game); e.run(['.b']); assert.equal(e.saved.length,0); assert.equal(e.player.score,3000); assert.match(e.messages[0],/5000/);
+        const e=engine(game); e.run(['.b']); assert.equal(e.saved.length,0); assert.equal(e.player.score,3000); assert.equal(e.messages[0], '^3Bank: ^75000 ^3points');
     });
     test('empty balance displays zero and withdrawing all reports insufficient balance', () => {
         const e = engine(game, {amount:0, balance:0}); e.run(['.b']);
-        assert.equal(e.messages[0], '^3Bank: ^70 ^3points; available: ^70');
+        assert.equal(e.messages[0], '^3Bank: ^70 ^3points');
         assert.equal(e.saved.length, 0); assert.equal(e.player.score, 3000);
         const w = engine(game, {amount:0, balance:0, state:'rejected', code:'insufficient_balance'}); w.run(['.w','all']);
         assert.match(w.messages[0], /Not enough bank balance/);
@@ -356,7 +356,7 @@ for (const game of ['t5','t6']) {
                 }
                 assert.equal(ec.requests().length, 0);
                 const e = engine(game, {guid, receiver:ec.request});
-                e.run(['.b']); assert.equal(e.messages[0], '^3Bank: ^70 ^3points; available: ^70');
+                e.run(['.b']); assert.equal(e.messages[0], '^3Bank: ^70 ^3points');
                 e.run(['.w','all']); assert.match(e.messages.at(-1), /Not enough bank balance/);
                 assert.equal(e.player.score, 3000); assert.equal(e.saved[0].decision, 'cancel');
                 e.c.bank_sender().next(); assert.equal(e.saved.length, 0);
diff --git a/versions.json b/versions.json
index 54f922d..0c75e76 100644
--- a/versions.json
+++ b/versions.json
@@ -1,6 +1,6 @@
 {
   "tws_t5_afk.gsc": "1.0.0",
-  "tws_t5_bank.gsc": "2.0.2",
+  "tws_t5_bank.gsc": "2.0.3",
   "tws_t5_common.gsc": "1.1.0",
   "tws_t5_hud.gsc": "1.1.0",
   "tws_t5_join.gsc": "1.0.0",
@@ -8,7 +8,7 @@
   "tws_t5_lock.gsc": "1.0.0",
   "tws_t5_telemetry.gsc": "1.0.0",
   "tws_t6_afk.gsc": "1.0.0",
-  "tws_t6_bank.gsc": "2.0.2",
+  "tws_t6_bank.gsc": "2.0.3",
   "tws_t6_common.gsc": "1.1.0",
   "tws_t6_hud.gsc": "1.1.0",
   "tws_t6_join.gsc": "1.0.1",